We'll get you the best insurance deal!

Let us do the shopping for you.

We are real people and we take care of our customers the way we ourselves would want to be taken care of. We empower people to live their lives with fewer worries by offering valuable insurance products and superior, hassle-free services that meet our customers’ changing needs. Our specialties include Home Owner’s Insurance, Auto Insurance, Life Insurance, and Health Insurance.

It’s a promise to protect you today and as your needs grow.

Home Insurance

Home Insurance

Homeowners insurance compensates you for losses to your home and your possessions inside it, so purchasing a homeowners insurance policy provides added security for your investment.

Car Insurance

Car Insurance

Auto insurance premiums vary on many factors. Most states mandate that drivers purchase a minimum amount of insurance, many purchase additional insurance to further protect themselves.

Life Insurance

Life Insurance

During your lifetime, you and your family will be faced with many changes. Some are uplifting. Others are more challenging, like preparing for the unexpected, such as a disability or death, or making income…

Business Insurance

Business Insurance

Finding an affordable commercial insurance quote for your business doesn’t have to be a daunting, time-consuming task. Our business is helping you protect your business.



Affordable Home Insurance Inc.

We believe that insurance is a people business. At Affordable Home Insurance, you’re not a number. We pledge to listen, learn, and work with you to take better care of you and improve the experience of insurance together. We know that you value the advice of your local agency. Today, this guidance is more important than ever to obtain the right auto insurance coverage at the best possible price.


Affordable Home Insurance is a locally owned, independent agency offering a very large group of quality insurance providers. We have offices in Panama City and Miramar Beach that serve Destin, Miramar Beach, Santa Rosa Beach, Grayton Beach, 30A, Inlet Beach, Panama City Beach, Panama City, Crestview, Navarre, Blue Water Bay, Fort Walton Beach, Niceville, and Freeport.

Contact us for help.

Our commitment to you and your needs will continue throughout the life of your coverage. Contact us a call for all your insurance needs.





AHI on Neptune's Podcast - Listen in to our very own, Dennis Gagnon Jr. as he speaks with Jim Alber of Neptune Flood about the process of buying flood insurance and the effect Covid-19 will have on the industry
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