42 Business Centre Dr, Suite 401, Miramar Beach, FL 32550


Affordable Home Insurance Inc.

We believe that insurance is a people business, at Affordable Home Insurance, located in Miramar Beach, serving Destin and the surrounding areas, you're not a number. We are real people and we take care of our customers the way we ourselves would want to be taken care of.

It's a promise to protect you today and as your needs grow. It's a pledge to listen, to learn, to work with you to take better care of you and to improve the experience of insurance together. We know that you value the advice of your local agency. Today, their guidance is more important than ever in obtaining the right auto insurance coverage at the best possible price.

Affordable Home Insurance, with offices in Panama City and Miramar Beach, Florida is a locally owned, independent agency offering a very large group of quality insurance providers. Our offices serve, Destin, Miramar Beach, Santa Rosa Beach, Grayton Beach, 30A, Inlet Beach, Panama City Beach, Panama City, Crestview, Navarre, Blue Water Bay, Fort Walton Beach, Niceville and Freeport, Florida. We have been empowering people to live their lives with fewer worries by offering valuable insurance products and superior, hassle-free services that meet our customers' changing needs.

Our Panama City Beach and Miramar Beach office specialties are Home Owners Insurance, Auto Insurance, Life Insurance and Health Insurance. We provide options for all of your vehicles including: Automobiles, Antique and collector cars, Recreational vehicles, Boats and Motorcycles and much more.

Your custom solution ensures the best protection in these key areas: Liability Limits, Uninsured and Underinsured Motorist Coverage, Agreed Value Coverage, Replacement Vehicle Coverage, Rental Car Coverage, Worldwide Liability Coverage, Electronic Equipment, Full Glass Coverage, Towing & Labor

Our commitment to you and your needs will continue throughout the life of your coverage. So if you are in the Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, 30A, Seagrove Beach, Watercolor Sandestin, Seaside, Dune Allen Beach, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar Crestview, Eglin AFB, Hurlburt Field areas, give us a call for all your insurance needs.


Contact us for help.




for businesses and organizations

Every business is different which is why we offer
such a wide range of group, individual and business
insurance products. We’re serious about helping your
business succeed in every way possible.


Here to help you, every step of the way
AHI on Neptune's Podcast - Listen in to our very own, Dennis Gagnon Jr. as he speaks with Jim Alber of Neptune Flood about the process of buying flood insurance and the effect Covid-19 will have on the industry


42 Business Centre Dr, Suite 401
Miramar Beach, FL 32550
Phone: 850-654-1567
Fax: 850-654-4124
Email: info@ahifl.com
Mon – Fri | 8am-5pm


2101 Northside Dr., #302
Panama City, FL 32405
Phone: 850-502-4352
Mon – Fri | 8am-5pm

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