Destin, Florida’s Preferred Auto, Home, Life and Health Insurance company, get a Quote Now.
Affordable Home Insurance Inc.
Thank you for visiting Affordable Home Insurance, Inc. website! AHI was founded in 2006 by Dennis P. Gagnon, Jr. after he decided to leave Florida Farm Bureau. He realized that offering consumers more insurance choices was the clear angle to help customers save money. Most consumers do not realize that captive agents (agents who work for larger national carriers like State Farm, Allstate, Farm Bureau, etc.) are handicapped to offer their clients ONLY insurance carriers that corporate allows them to represent. Ultimately, this means that captive agents have far less choices for consumers.
Since 2006, AHI has added more and more insurance carriers, which in turn has saved its customers many thousands of dollars. This is accomplished by simply “shopping” insurance rates for its customers utilizing approximately 93% of all the available carriers. Again, the sheer number of carriers AHI is appointed with is the key to keeping customers rates in check year after year.
Additionally, our growth (since 2006) has allowed us to compile a staff of over 14 insurance professionals. 8 fulltime, licensed insurance agents have the training and experience that some other agencies simply do not have, to help even in the most difficult of scenarios.
Finally, AHI would like to issue a whole hearted thank you to all of our existing policy holders and people who refer AHI to their family, friends, and clients. AHI would not be where it is today or have experience its tremendous growth, without all their historical efforts – THANK YOU!
Dennis P. Gagnon, Jr
Homeowners insurance compensates you for losses to your home and your possessions inside it, so purchasing a homeowners insurance policy provides added security for your investment. Homeowners insurance also protects you if you’re legally liable for someone’s injuries on your property, as well as from financial losses caused by storms, fire, theft and other events outlined in your policy.
Auto insurance premiums vary depending on age, gender, years of driving experience, accidents, moving violation history, and other factors. Most states mandate that drivers purchase a minimum amount of insurance, many purchase additional insurance to further protect themselves. A poor driving record or the desire for more coverage will lead to higher premiums.
A type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured. Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly. Health insurance is often included in employer benefit packages as a means of enticing quality employees..
A type of flexible permanent life insurance offering the low-cost protection of term life insurance as well as a savings element (like whole life insurance) which is invested to provide a cash value buildup. The death benefit, savings element and premiums can be altered as a policyholder’s circumstances change. In addition, universal life insurance allows the policyholder to use the interest from his or her accumulated savings to help pay premiums.
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